Are you expecting a new life in your family? That is some great news. However, only a mother knows the troubles and sacrifices she makes when the baby is in her womb. Traveling with a pregnant woman can keep you on edge during your journey, giving ominous calms, but the more careful you are, the safer she remains. Another way to secure your journey and protect the life of the expected mother is to invest in a reliable travel insurance plan.
As we hear people’s doubts and queries on a daily basis, we can understand the trouble engulfing your thoughts. Keeping in mind the urgency of this matter, here we enlighten you on the most common questions that expected mothers ask.
What will the travel insurance policy cover for a pregnant mother?
A travel insurance plan will provide you the same benefits that it provides to any normal citizen including medical emergency cover, medical evacuation, trip cancellation, baggage loss, flight delay, and more. However, the number of benefits covered ranges from company to company, which is why it is better if you confirm the benefits with your insurance provider.
What does medical cover include for me in travel insurance?
Medical cover will include all the expenses you incur in a hospital for emergency treatment. Depending on your policy, it may exclude any pre-existing conditions. For example, if you are on the trip and get injured, your medical cover will provide you with that. On the other hand, if you seek treatment for a pre-existing condition, like a diagnosed tooth decay, the medical cover will not cover any such expenses.
Does travel insurance provide for childbirth?
Any travel insurance plan does not provide cover for childbirth. However, you will be covered for any complications that arrive during your pregnancy or giving birth to the child. Consult your insurance company to know how much reimbursement they can provide in this situation.
Is it usually safe to travel during pregnancy?
It is normally recommended that a pregnant woman should not consider long journeys, but it matters on a number of facts. A pregnant woman can travel within the first 36 weeks of her pregnancy, after which there are chances that she can go in labor. On the other hand, it is also found that women who are under 20 weeks pregnant do no prefer flying due to the feeling of nausea and thrombosis. Some airlines might even need you to submit your doctor or midwife’s approval for your journey, which is the best way to find if flying is a safe option for you.
Is premature birth included in travel insurance?
Premature birth is often considered a medical complication in pregnancy, which means that your travel insurance plan can provide you cover if you enter premature labor. Nevertheless, insurance companies can levy some restrictions on the premature birth cover. For example, some insurance companies may only provide for premature birth if it occurs within the first 32 or 35 weeks. After this period, premature childbirth will fall under the normal childbirth category for them.
Is travel insurance more expensive for pregnant women?
It is a myth that travel insurance is more expensive for pregnant women, which has also been debunked. Statistical data shows 40% of pregnant women think insurance policies are more expensive for them due to their pregnant condition. Insurance plans cost pregnant women the same but can fluctuate marginally depending on your insurance firm.
These were some doubts that pregnant women and their families have always asked us. A Travel Insurance Master (TIM,) we have collected the most skillful insurance agents who can help you compare and find the most suitable insurance plan. You can also visit our website and use our free travel insurance comparison tool to get a quote. With our well-established connections in the insurance industry, we bring you the most lucrative insurance plans. Feel free to contact us in case of any more queries and doubts.
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